Investment-Grade Gold Lingot

Field buying begins only once the financier's capital is confirmed in the AFC account.  The first three weeks are an establishment phase: AFC buys in small, frequent gram-level lots, paying promptly so artisanal miners come to trust it as a reliable cash buyer.  The month's accumulation, in the region of 5 kilograms, is then smelted into lingot, fire-assayed, documented and exported.

With the miner network established and AFC's reputation set, the operation sustains 10 kilograms per month.  Capital revolves each month as deliveries settle, so the steady-state monthly outlay is also the peak working-capital requirement.  The financier is profitable from the first month when funding both the gold purchase and operational working capital.

AFC begins field buying only once the financier's gold purchase capital and operational working capital are confirmed in the AFC account.  Nothing is bought on credit and no miner is paid on a promise.  This discipline protects the financier and keeps the supply chain clean and fully documented.

Beyond the 10-kilogram run-rate, volume can be increased gradually as the network deepens and additional sourcing channels are added.  AFC does not promise large tonnage in compressed windows; the model is honest about the pace at which artisanal supply can realistically be aggregated.

The model scales by month, not by compressed cycle.  Across every month the financier's cost structure stays simple: gold at spot minus 8% plus operational working capital, with AFC absorbing all execution demands.  As volume grows beyond 10 kilograms, the same formula applies.

Illustrative revolving-capital ramp: Month 1 delivers 5 kg, then Months 2 through 6 each deliver 10 kg, taking cumulative volume to roughly 55 kg by Month 6.

These figures are planning references at the stated spot.  Actual monthly profit is marked to the prevailing reference at the point of delivery, and AFC reconciles each month against receipted costs.

Spot-linked: the live gold spot reference less 8%, USD per kilogram, marked to the prevailing reference at the point of delivery.  For planning, the reference used is USD133,957.37 per kilogram (read 23 June 2026), giving a buyer price of USD123,240.78 per kilogram and an embedded discount of USD10,716.59 per kilogram.

Guaranteed physical delivery into the buyer's nominated safe destination and precious-metals market.  The lot is sourced and consolidated in the DRC, smelted into lingot, cleared for export from Kinshasa and shipped under insurance and security to the agreed destination, where the buyer or refinery confirms final weight and purity on arrival.  

The financier funds two components each operating month: gold purchase capital, equal to the month's contracted allocation at spot minus 8 percent, and operational working capital, a fixed allocation covering all DRC fiscal charges, smelting, security, logistics, compliance and international transport. All buyer and financier payments are made into a dual-signatory AFC USD account domiciled in Botswana, the official funding and settlement hub. Capital revolves each month as deliveries settle.

Each parcel is screened on site with a handheld XRF analyser, then the smelted lingot is fire-assayed to confirm purity and weight.  Assay certificates are issued in the name of AFC or the appointed entity, and the lingot is presented for export-agent assay so DRC customs can derive the dutiable value.  Only tested and certified gold enters the monthly export lot, with independent verification available at the delivery market.

Before deployment AFC confirms the financier's purchase and operational capital are in the account, and obtains written confirmation of the buyer's import readiness.  For a Moscow delivery this means a licensed precious-metals buyer entity, GIIS DMDK registration, import authorisation, a licensed customs broker and a confirmed affinage destination, all confirmed in writing before the lot ships.  AFC reciprocates with certified passports, police clearances and corporate documents for its named principals.

This is a soft, non-binding indication, valid for 7 business days from its date and subject to contract.  Volumes, pricing basis, the spot reference and operational working capital are confirmed in the executed agreement.  All gold-derived figures scale from the live spot reference and are marked to the prevailing reference at delivery.